Kolkata: Kolkata Police Cybercrime Wing has warned people not to download mobile apps from unknown or unverified sources. The warning is mainly about fake instant loan apps that are targeting smartphone users during the festival season.Police shared the advisory through posts on X and Facebook over the past week.Senior officers said many fake loan app groups are using the names, logos and details of real non-banking financial companies registered with the RBI. This makes the apps look genuine. Police said people should learn how to check whether a loan company is real before using any app.These fake apps attract people by promising quick loans without security, easy approval and low interest rates. After a person downloads the app, it can steal personal data from the phone. This may include contacts, photos, bank details and other private information.Police said fraudsters then use this data to threaten victims, harass them and steal money.Kolkata Police has asked people to check the official RBI list of approved NBFCs before downloading any loan app. People have also been advised to carefully check app permissions and avoid links sent through messages, social media or advertisements.Police said users should check website addresses properly before making payments. They should use only official apps or trusted websites.People who become victims of cyber fraud should immediately call the National Cybercrime Helpline at 1930. They can also file a complaint at cybercrime.gov.in. Kolkata Police’s 24×7 cyber helpline, Digital Prahari, can be contacted at 1800-345-0066.Cyber officers also warned that many free apps can be risky. Some free apps collect private data, track users across other apps or push users to make unwanted in-app purchases.Police also warned about fake websites. Fraudsters are making clone websites that look like real shopping sites, government job portals and utility payment pages. Some fake shopping websites offer huge discounts, such as 90% off on costly products, to attract victims.These fake websites are used to steal credit card numbers, OTPs and personal identity details. Police asked people to stay alert and avoid clicking on suspicious offers or unknown links.BOX: Cyber Advisory Issued: Kolkata Police’s Cyber Crime Wing warned citizens against downloading unauthorised apps and fake loan software misusing RBI-registered NBFC credentials. Severe Risks: Fake apps steal contacts, photos, and banking details to run extortion, harassment, and theft campaigns. Precautionary Steps: Verify loan providers against RBI lists, audit app permissions, check site URLs, and avoid promo links. Emergency Contacts: Report fraud immediately to National Helpline 1930, cybercrime.gov.in, or Kolkata Police’s Digital Prahari helpline (1800-345-0066).
